Yvette Pagan Fermin - Nexa Mortgage, LLC

Main Number: 407-906-5208
Email: ypaganfermin@nexamortgage.com

Address

200 Thistlewood Ct.
Longwood, FL 32779

Yvette's Portrait (1)

Profile

Yvette Pagan Fermin | Mortgage Loan Officer | NMLS #1309069

Serving the state of Florida

Hi, I'm Yvette, and if you've ever felt lost, overwhelmed, or just plain confused by the mortgage process, you're exactly who I'm here for.

I'm a Florida-licensed Mortgage Loan Officer with over 5 years of experience helping everyday people-first-time buyers, veterans, self-employed borrowers, and investors- turn the dream of homeownership into a reality. Based in Longwood, FL, I serve clients throughout Seminole County, the greater Orlando metro area, and across the state of Florida and North Carolina.

At NEXA Mortgage, I have access to hundreds of loan products and lenders, which means I'm not locked into one bank's options- I shop for the best rate and program for you. Whether you're purchasing your first home, refinancing lowering your payment, tapping into your equity, or navigating a VA or FHA loan for the first time, I will walk you through every single step.

I specialize in:

  • FHA Loans, low down payment options for first-time buyers
  • Self-Employed Borrower Solutions
  • Conventional & Jumbo Loans
  • DSCR, Investor Loans, the debt service coverage ratio that measures an entity’s ability to generate sufficient cash to cover its debt obligations.
  • Refinancing & HELOCs
  • VA Loans, zero down financing for our veterans and active military
  • Down Payment Assistance Programs (DPA)
  • USDA Loans, 100% financing in eligible rural and suburban areas
  • Reverse Mortgage

What my clients say most is that I show up, I answer calls, explain things clearly, and I'm there at the closing table when it matters most. My goal isn't just to close your loan. It's to earn your trust for life and become your go-to resource every time you have a real estate or financing question.

Ready to get started? Call or text me at 407-906-5208, email me at ypaganfermin@nexalending.com, or hit Apply Now and let's see what you qualify for.

Your next chapter starts here, let's open that door together.