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Today’s Rates

Mortgage Rates change on a daily basis and can vary depending on your unique situation. Simply use the quick form to receive FREE and accurate rate quotes from a network of trusted lenders.

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Refinance Advisor

This Free Refinance Advisor has been designed to help narrow down options based on your individual needs. It’s quick, it’s easy, & the more questions you answer – the more accurate your results.

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Purchase Assistant

Our Free Purchase Assistant is designed to help narrow down your loan options based on your individual needs. It’s quick and easy to fill out and get started on your home buying journey.

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I'm Yvette - Your Trusted Guide to Stress-Free Home Financing

Let's face it: the mortgage process has a reputation for being overwhelming. From endless paperwork and confusing jargon to rate shopping and unexpected delays-it's no wonder people feel intimidated.

That's where I come in.

As a dedicated Mortgage Advisor, I specialize in simplifying the path to homeownership. Whether you're buying your first home, refinancing for a better rate, or leveraging equity for investment or retirement, my mission is to make the mortgage process easy, transparent, and tailored to you.

* Download my free Mortgage Cheat Sheet for insider tips that cut through the noise and put you in control of your financing journey.

When you're ready, I'll be here to personally review your unique situation and walk you through every step-so you can secure a competitive rate without the stress or guesswork.

* Prefer to call? Great-I'd love to connect.

* Prefer to email? That works too.

Either way, I'm here to help make your next move a confident one.

Let's turn your goals into a clear plan. I look forward to helping you unlock the doors to what's next.

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Get your personalized Home Report

See your estimated home value, market trends in your neighborhood, and access tools to help you make the most of your most important investment - your home. You’ll also have access to a dashboard to manage your home’s value over time!

We specialize in the following Florida Mortgage Loans

  • Home Purchase Loans
  • Home Refinance Loans
  • Jumbo Home Loans
  • FHA Loans
  • VA Loans
  • Home Equity Loans
  • Cash Out Home Loans
  • And Much, Much More!

What My Clients Say

  • We had a very professional, easy & convenient experience with our Refinance Loan with Yvette Pagan Fermin & her team, including with the online application. We received a lower... read more

    Janice Wells Avatar Janice Wells
    February 12, 2023

    As a first time home buyer this process has gone so smoothly with Yvette walking me through every step. She is reliable, very patient, understanding, and has the best... read more

    Thalia H Avatar Thalia H
    July 12, 2021

    Yvette really cares about her clients and would go above and beyond to make sure the process is going accordingly. She would give advice and be there every step of... read more

    David Lopez Avatar David Lopez
    October 12, 2022
  • Yvette Pagan is an excellent, competent and trustworthy loan officer. She definitely works for the client and will go above and beyond expectations! She’s not only good, she’s the best!

    Ines Alfaro Avatar Ines Alfaro
    February 12, 2023

    Yvette helped us set up our house loan. During the whole process, she was always very professional, nice, helpful, easy to get in touch with.

    Uffe Peter Walderö Avatar Uffe Peter Walderö
    July 12, 2022